Auto Insurance New Jersey Guide

The most common choice. It offers customizable coverage, higher liability limits, and the option to add comprehensive and collision protection.

New Jersey operates under a , meaning your own insurance typically pays for your medical expenses regardless of who caused the accident. For a Standard Policy renewing in 2026, the law now mandates the following minimums: auto insurance new jersey

$35,000 per person and $70,000 per accident. Property Damage Liability: $25,000 per accident. The most common choice

New Jersey drivers generally choose between two primary policy structures: higher liability limits

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