Buy Bitcoin With Roth Ira -

You do not own the underlying Bitcoin directly and cannot move it to a private wallet . Vanguard notably does not allow the purchase of Bitcoin ETFs . 2. The Direct Way: Self-Directed Roth IRA (SDIRA)

You open a new Roth IRA with a "crypto-friendly" custodian, fund it via a rollover or contribution, and buy Bitcoin directly through their platform . buy bitcoin with roth ira

Often carries higher fees than standard brokerages, including setup fees, monthly maintenance, and higher trading spreads . Top Providers for April 2026 Best Bitcoin IRA Companies for April 2026 - Investopedia You do not own the underlying Bitcoin directly

Low fees (typically 0.20% to 0.25% expense ratios), high liquidity, and seamless integration with your existing portfolio . including setup fees