You don't need to apply for a new loan or provide a down payment to a bank; you simply start making the monthly payments. 2. Seller Financing (Owner Will Carry)
Minimum Down Payment for Home Loan in India - PNB Housing Finance
Hard money lenders focus on the rather than your credit score.
While most hard money lenders want 20–30% down, you can achieve "zero down" by:
This involves taking over the seller's existing mortgage payments without formally assuming the loan.
In foreclosure situations, a seller might accept a "no money down" offer if you agree to a higher interest rate or a faster repayment schedule, as it allows them to walk away from a mounting debt. 3. Hard Money & Private Lenders