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Mike didn't flinch. "We handle the bank ourselves, Elias. Let’s find what fits your paycheck, not your past."

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Inside, the smell of fresh coffee and floor wax met him. A salesman named Mike didn't look at Elias's wet boots; he looked at his steady hands. "I need to get to work," Elias said, his voice level. "I don’t have much, and my credit is... well, it's not credit."