Reviewing "Buy Here Pay Here" (BHPH) travel trailers requires looking at the balance between immediate accessibility and long-term financial costs. BHPH dealerships, such as RV Depot and Topline RV & Marine , act as both the seller and the lender, bypassing traditional banks to offer in-house financing.
: This is a one-stop-shop experience where you select your trailer and secure financing in a single visit.
: Selection is often limited to used or older models, though some large-scale dealers like RV Depot maintain a massive inventory of over 400 units. Manufacturer Quality in BHPH Lots
“If you COULD get financing right now you are looking at 25%+ interest! You would be looking at $300/mo. for 60 months on a $10,000 loan.” Reddit · r/RVLiving · 1 year ago
Buyers often share mixed experiences, highlighting the relief of getting approved alongside the sting of high interest.
: The primary draw is the near-guaranteed approval for those with poor or no credit history. Dealerships like Glockner Family of Dealerships aim for 100% approval by focusing on current income and stability rather than past credit mistakes.
: Coleman by Camping World is currently a #1 seller by volume, making it a frequent find in the pre-owned market. Community Perspectives
: Forest River, Keystone , and Coachmen are common on BHPH lots and are often cited for their balance of features and price.
