If you have a bank account but just don't want to use a credit card: Most regions accept standard (Visa/Mastercard).
Always keep a few extra dollars in your account balance to prevent service interruptions.
Apple will email you if your balance is too low to renew.
Buy a physical or digital Apple Gift Card using cash or debit. Redeem the code in the App Store or iTunes.
Buying iCloud storage without a credit card is simpler than most people think. Apple offers several flexible payment methods that don't require traditional plastic. 💳 Use an Apple Gift Card This is the most reliable "no-credit-card" method.
Your iCloud subscription will automatically pull from this "Apple Account Balance" every month. 📱 Set Up Mobile Phone Billing