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: The remaining three payments are automatically charged every two weeks.

: There is typically 0% interest if you pay on time.

: Unlike credit cards, most providers use a soft credit check , which does not affect your credit score. 🏬 Where to Shop

Most major beauty brands and department stores now support one or more BNPL apps.

Buy Now, Pay Later (BNPL) has transformed the beauty industry by allowing shoppers to split the cost of makeup and skincare into smaller, interest-free installments. Major retailers like Sephora and Ulta Beauty now offer these services directly at checkout, making high-end "prestige" beauty more accessible to those on a budget. How It Works for Beauty Most BNPL services follow a model. Upfront Cost : You pay roughly 25% of the total at checkout.