You can often find monthly payment options through Affirm on unlocked devices.
Some no-contract carriers now allow you to pay for a phone in installments, though they may require a credit check or a "lease-to-own" agreement. Mint Mobile buy phone pay monthly no contract
Major retailers offer their own monthly payment plans for unlocked devices that work on any network. You can often find monthly payment options through
Both brands allow you to finance unlocked phones directly through their websites, often using services like Affirm. 2. Retailer Financing (Unlocked) Both brands allow you to finance unlocked phones
Offers no-interest financing on unlocked phones for up to 18–24 months.
Buying a new smartphone doesn't have to mean being tied to a long-term carrier contract. In 2026, you can easily finance a phone with monthly payments while keeping the freedom of a "no-contract" prepaid plan. 1. Finance Directly from Manufacturers