: Available to eligible military members, veterans, and certain surviving spouses. These offer $0 down and do not require monthly private mortgage insurance (PMI), though they usually involve an upfront funding fee.
: This program provides a 3.5% down payment assistance second mortgage that can be forgiven after 36 on-time monthly payments. Key Considerations FHA + DPA Grant Down Payment 0% (if grant covers it) Credit Req. Varies (often 580+) Typically 640+ Varies by DPA program Location Nationwide Eligible Rural/Suburban Nationwide PMI Low annual fee Monthly PMI required buying a house with zero down
: The Neighborhood Assistance Corporation of America offers a program with no down payment , no closing costs, and no PMI for qualifying members. Leveraging Assistance to Reach $0 Down : Available to eligible military members, veterans, and
I can help find localized grants or check the for a particular area. Key Considerations FHA + DPA Grant Down Payment
: Designed for low-to-moderate-income buyers in designated rural and some suburban areas. They offer 100% financing with no down payment requirement, provided the property is in an eligible USDA area .