She tallied her savings. It wasn't just the down payment (she was aiming for 10% to avoid massive monthly costs) but also the closing costs —those sneaky fees for lawyers and taxes that usually take up 2–5% of the home's price.
Sarah sent Maya listings, but Maya had her own "Must-Have" vs. "Nice-to-Have" list. buying your first house checklist
She pulled her report, relieved to see it was in the "Excellent" range. This would be her golden ticket to lower interest rates. She tallied her savings
Maya visited her favorite house at 10:00 PM on a Tuesday. Was it loud? Did the streetlights work? She needed to know what life was like when the sun went down. Chapter 4: The Moment of Truth (The Offer) buying your first house checklist