Moving to a new ZIP code, county, or state that offers different health plans.
Getting married, having a baby, adopting a child, or a death in the family that causes a loss of coverage.
Gaining U.S. citizenship, leaving incarceration, or changes in income that affect your subsidy eligibility.
If you missed the January 15th deadline for health insurance, you might feel like you've missed the boat. But while standard Open Enrollment has a strict window, the healthcare system has several "back doors" that can get you covered any time of year.
The most common way to get a comprehensive, ACA-compliant plan after Open Enrollment is through a . This is triggered by a Qualifying Life Event (QLE) —a major change in your life that impacts your insurance needs. Common Qualifying Events:
Here is how you can still secure health insurance right now. 1. The "Golden Ticket": Special Enrollment Periods (SEP)
Special Enrollment Period - the Health Insurance Marketplace
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