Are you dreaming of homeownership but feeling priced out of the traditional market? You might be overlooking one of the most powerful financial tools available: the USDA loan. Not only does it offer , but it can also be used to purchase a double-wide manufactured home.
Units must be certified, as evidenced by a RED PLATE affixed to the exterior of the unit. ... Building Requirements: Single wide - USDA (.gov) USDA Loans For Manufactured & Mobile Homes
The "U" in USDA stands for United States Department of Agriculture. Their goal is to develop rural areas, so the home must be located in a USDA-eligible rural area . These are typically towns with populations under 20,000, though many suburban-feeling locations still qualify.
Yes, you can buy a double-wide manufactured home with a USDA loan . This was traditionally restricted to brand-new units, but as of , the USDA expanded its guidelines to include existing manufactured homes nationwide, provided they meet specific safety and age criteria. The Ultimate Guide to Buying a Double-Wide with a USDA Loan