When you apply, Citibank (the issuer) determines which version you are approved for based on your creditworthiness. My Best Buy® Credit Cards | Citi.com
: While the card works anywhere, the rewards earned vary by location: 5% back in rewards at Best Buy. 3% back on gas purchases. 2% back on grocery, dining, and drugstores. 1% back on all other everyday purchases. Differences Between Best Buy Card Versions
Yes, you can use a anywhere Visa is accepted worldwide. However, this only applies to the "Visa" branded versions of the card; the standard My Best Buy® Credit Card (the store-only version) can only be used at Best Buy locations and BestBuy.com . Key Usage Details
: It features a 0% foreign transaction fee , making it a viable option for international travel without incurring typical 3% surcharges.
: The My Best Buy Visa Card is an "open-loop" card accepted at millions of merchants in the U.S. and over 200 countries internationally.
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