: Legitimate issuers like Elan or Discover will never call to ask for your full credit card number, CVV, or expiration date to "lower your interest rate".
Is that a legit credit card company calling, or just another scam? cardmemberservices.com
: Scammers often spoof caller IDs to make it appear as though a legitimate bank is calling. Safety Best Practices : Legitimate issuers like Elan or Discover will
: Many consumers receive automated "robocalls" from entities identifying only as "Card Member Services" or "Card Services". Safety Best Practices : Many consumers receive automated
: It serves as the primary billing and payment processing platform for credit cards issued by Elan Financial Services and U.S. Bank .
: Elan partners with various institutions—such as Fidelity, Kroger, and local credit unions—to manage their credit card portfolios, including underwriting and customer service.
: Cardholders often see "CARDMEMBER SERV WEB PYMT" or "CARDMEMBER SERV ELECT PYMT" on their bank statements after making a payment. Distinguishing the Service from Scams