: You’ll receive an estimated loan amount and Annual Percentage Rate (APR) based on your self-reported income and credit profile.

Once prequalified, you can browse Chase's online marketplace, which features inventory from a nationwide network of "Preferred Dealers".

Buying a car through Chase involves a digital-first process that integrates their financing with an online marketplace powered by TrueCar technology. By coordinating your loan and vehicle search in one place, you can often significantly reduce the time spent negotiating at a dealership.

: Most credit decisions are returned within 2–3 hours.

With your financing approved, you visit the dealership to finalize the purchase. Shop Cars & Explore Auto Financing Options | Chase

: You can update your vehicle choice or loan terms at the dealership if needed, though this may impact your final rate. 4. Closing the Deal