Dc Home Buying Programs May 2026

: Offers a Down Payment Assistance Loan (DPAL) covering up to 3% or 3.5% of the purchase price. Key Advantage : Open to both first-time and repeat buyers .

: No monthly payments are required. The balance is due only when the home is sold, refinanced for equity, or ceases to be a primary residence. dc home buying programs

HPAP is the cornerstone of D.C.’s housing assistance, providing "gap financing" for low- to moderate-income residents. : Offers a Down Payment Assistance Loan (DPAL)

: Must be a first-time homebuyer (no ownership in 3 years), a D.C. resident (priority given), and meet income limits based on household size. The balance is due only when the home

Washington, D.C. offers some of the most robust homebuyer assistance programs in the country, designed to make the District’s competitive market more accessible. Whether you are a first-time buyer, a local government employee, or just looking to reduce your closing costs, there is likely a program for you.