Do I Need To Buy Rental Car Insurance May 2026

Most other cards only cover what your personal insurance won't (like your deductible).

RVs, moving trucks, or high-end luxury cars are often excluded from standard coverage.

If you want a "walk away" experience with zero deductible , the rental company's waiver is the easiest way to avoid a headache. Summary of Rental Counter Options do i need to buy rental car insurance

Covers medical bills for you and your passengers.

pay out first, so you don't have to involve your personal insurer. Most other cards only cover what your personal

Covers damage to the rental car itself.

You’ll still have to pay your personal deductible if something happens. 2. See What Your Credit Card Offers do i need to buy rental car insurance

You’ll at least need to buy the Liability coverage.