Home | Buying Guide Pdf

Your bank will send an appraiser to ensure the home is actually worth what you’re paying.

A pre-approval letter tells sellers you’re a serious buyer with backed funding. In a competitive market, you can't win without one. Phase 2: Building Your Team home buying guide pdf

Before you hit Zillow, you need to know what you can actually afford. Your bank will send an appraiser to ensure

You'll meet at a title company or attorney's office to sign a mountain of documents and wire your down payment. Phase 2: Building Your Team Before you hit

A higher score equals a lower interest rate. If yours is under 620, consider a few months of "credit repair" before applying.

Hire a professional to find the hidden "skeletons" in the walls. This is your chance to back out if there are major structural or safety issues.

Look past the paint colors and staging. Check the age of the roof, the HVAC system, and the "vibe" of the neighborhood at different times of day.