How To Buy A House At 18 May 2026

While some loans (like FHA) allow for 3.5% down, 20% is the standard to avoid Private Mortgage Insurance (PMI).

Banks generally want to see in the same field. For an 18-year-old, this is often the hardest requirement. how to buy a house at 18

Your first home doesn't need to be your "forever home." Buying a (where you live in one unit and rent out the others) can help pay the mortgage and build equity faster. While some loans (like FHA) allow for 3