: Buy the Full Coverage option. It is also highly recommended to buy a Tracker simultaneously so the car appears on your map and can be stored in your garage.
: Drive the vehicle into any Los Santos Customs (marked with a spray can icon on the map). how to buy insurance gta 5
: Choose the vehicle you want to recover. If you destroyed it yourself, you will pay a small deductible; if another player destroyed it, they are charged the fee, and your replacement is free. : Buy the Full Coverage option