: Use your phone to complete the contactless payment at the store within 24 hours. Key Requirements & Eligibility

: Best for larger purchases between $49 and $10,000. Structure : 3, 6, 12, or 24 monthly payments.

: Open the PayPal app, enter the estimated purchase amount, and apply for Pay Monthly .

: Review the payment schedule and loan agreement before confirming your purchase.

: While PayPal does not charge late fees, missing payments can still result in restricted access to future loans and may eventually impact your credit score if the account becomes significantly delinquent.