If I File Bankruptcy Can I Still Buy A House May 2026

, though you typically must wait for a "seasoning period" to pass before a lender will approve your mortgage application.

The length of this waiting period depends primarily on the type of bankruptcy you filed (Chapter 7 vs. Chapter 13) and the type of home loan you are seeking. FHA Loan Rules for Borrowers After Filing Bankruptcy if i file bankruptcy can i still buy a house