Table_title: Average 30-year fixed mortgage rate by year Table_content: header: | Year | 30-year fixed-rate average | row: | Year: Mortgage Rate History | Chart & Trends Over Time 2026
The year was defined by a transition from the record-low interest rates of the mid-2010s toward a more standard borrowing environment. is 2018 a good time to buy a house
: Prices continued a steady climb, with the Case-Shiller Index showing a 6.4% year-over-year increase by mid-2018. Experts at Freddie Mac and the National Association of Realtors predicted further modest appreciation, encouraging many to buy sooner rather than later to avoid higher future prices. Table_title: Average 30-year fixed mortgage rate by year