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XRP is a bet on . Unlike Bitcoin (digital gold) or Ethereum (a world computer), XRP is a tool for institutional efficiency . It is worth buying if you believe the future of banking is on-chain and that Ripple has already survived its greatest legal storm. To help you decide if this fits your portfolio, A list of major banks currently using Ripple's technology? A breakdown of the remaining legal hurdles in the SEC case?

Is it worth buying? The answer depends on which character you are in this story: