: Alternatively, put 20% down , finance for no more than 4 years , and keep monthly payments under 7% of your gross income .
Before looking at car listings, take a deep dive into your finances. Experts recommend several "rules of thumb" to keep your budget in check: new car buying guide
: Remember that the sticker price isn't the final cost. Factor in insurance, gas, maintenance, and registration fees. 2. Research and Assess Your Needs : Alternatively, put 20% down , finance for
Don't just pick a car because it looks good. Evaluate how you will actually use it: put 20% down