Things To Know When Buying First Home -

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Last visit was: Mon Mar 09, 2026 12:13 am It is currently Mon Mar 09, 2026 12:13 am

Things To Know When Buying First Home -

: Most popular; requires a 620+ credit score and as little as 3% down for first-time buyers.

Beyond the purchase price, you must budget for several additional expenses: 7 Tips for First-Time Homebuyers - DFPI things to know when buying first home

: Many state and local programs offer grants or low-interest loans to help with upfront costs. Upfront & Ongoing Costs : Most popular; requires a 620+ credit score

: Zero down payment options for eligible veterans or buyers in designated rural/suburban areas. : Most popular

: Ideal for lower credit (580+) or smaller down payments (3.5%); however, these require permanent mortgage insurance (PMI).

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