What Do I Need To Buy A House In Ca May 2026

Lenders will require a "paper trail" to verify your financial capacity: How to buy a house in California

: Beyond the down payment, you should have enough to cover 2% to 5% of the purchase price for closing costs . 2. Required Documentation

: While 20% is the standard to avoid mortgage insurance, many buyers use programs requiring as little as 3% to 3.5% .