Buying A Home - What To Do When

: Many experts suggest the 30/30/3 rule : your monthly mortgage shouldn't exceed 30% of your gross income, you should have 30% of the home price in cash reserves, and the total price shouldn't exceed 3x your annual income.

: During the process, avoid big changes like applying for other loans, making large cash deposits, or changing your job. Finding and Selecting a Home what to do when buying a home

Once you know your budget, you can begin the physical search. : Many experts suggest the 30/30/3 rule :

Before looking at houses, you must establish a clear budget and secure financing. making large cash deposits

: An agent helps you find listings, navigate the Multiple Listing Service (MLS) , and handle negotiations.