Self-directed investors who already use these platforms for their stocks and IRAs. Marketplace Examples:
Known for a simplified, jargon-free online experience and low-risk fixed annuities.
Tech-savvy DIYers who want to avoid sales pressure and high commissions. Key Platforms: where to buy annuities
A platform designed for speed, allowing users to complete the process without an agent.
Buyers who have a specific carrier in mind and want a specialist who knows that company’s products inside and out. Self-directed investors who already use these platforms for
They can shop around to find the highest payout rates or the best riders (extra features) across dozens of carriers. Fiduciary advisors are also legally required to put your best interests first.
Top-rated companies include New York Life (rated A++ for financial strength) and Allianz Life (a leader in fixed index annuities). MassMutual and Nationwide also offer robust direct options. Key Platforms: A platform designed for speed, allowing
Banks like Bank of America or Wachovia act as distributors rather than issuers.