Where To Buy Flood Insurance In Texas May 2026

Contact the same agent or company that provides your home or auto insurance, such as Allstate or Progressive . If they do not offer flood policies, you can find a local provider using the FEMA FloodSmart Agent Locator or by calling the NFIP Help Center at (877) 336-2627 .

Most Texas residents obtain flood insurance through the , which is managed by FEMA. Although it is a federal program, you do not buy it directly from the government; instead, you purchase it through licensed insurance agents. where to buy flood insurance in texas

Coverage is available to anyone living in one of the over 1,200 participating NFIP communities in Texas . Contact the same agent or company that provides

In Texas , purchasing flood insurance is a critical step for property protection, as standard homeowners’ policies typically exclude coverage for rising water. Texans have two primary avenues for obtaining this coverage: the federal government or private insurers. 1. The National Flood Insurance Program (NFIP) Although it is a federal program, you do

NFIP policies are capped at $250,000 for the building and $100,000 for contents. Flood Insurance | FEMA.gov